Subrogation loan in Rome - It's not difficult!
Transferring the loan to another bank in Rome brings many advantages and is less difficult than one might think. What do we need to know to subrogate the loan?
What should we know about mortgage subrogation?
You should consider the following:
- A subrogation also involves costs, so you will need to weigh whether the savings will compensate for the outlay. The years you have left to pay off your current mortgage. If your new mortgage is cheaper, even for a modest amount, every year represents a savings. And last but not least, you don't need permission from the bank that granted you the mortgage to transfer it to another bank.
What are the steps to follow to subrogate your mortgage?
- Check out all the new mortgages
The market may have changed significantly since you took out your mortgage, and it may be that the bank you are with is no longer offering the best deal for your current situation. We know a wide range of mortgages and we think you'll find what you're looking for.
- Contact us
You can find out more through our website, by calling us and of course in our office. We will provide you with the documents necessary to start the analysis and we will provide you with all the details on the conditions and characteristics of the new mortgage so that you have clear ideas before starting the subrogation process.
- Analysis of the transaction and confirmation of terms and conditions
Once we have reviewed the deal, we will confirm our offer and all terms and conditions. We will do this through what in financial jargon is called a "binding offer", presented in an approved format: the European standardized information sheet.
- Mortgage signature
This usually takes three weeks, after which the deal will be ready for signing
In addition to subrogation mortgages, what types of mortgages exist?
100 percent mortgage
Getting a 100 percent mortgage in Rome is difficult. Find out on the page what requirements you need and how to get your dream home even without savings on the side... read more
First home loans
Getting the first home loan is a very important goal and there are several factors to choose the most appropriate one. While the myriad of financing options available in Rome for first-time home buyers can seem overwhelming…read more
Home renovation loans
Increase the value of your home in Rome with a renovation loan! Tackle the entire home improvement wish list in one go!
Home Renovation Loans Are The Smarter Way…read more
Mortgages at 80 percent
An 80 percent mortgage is one that requires you to put down 20% of the price of the house, apartment as a deposit, and borrow the remaining 80% of the property value from a mortgage lender…read more
Second home loans
Find out how the advice of a credit broker - real estate broker in Rome can help you find your best mortgage for your second home... read more
What are the main partners - banking institutions with which we work?
The main banks/financial companies with which we collaborate in Rome and the Province are:
- BNLBPMChe Banca!Credit AgricoleINGBPERBCC of RomeMonte dei Paschi di SienaBanco di SardegnaBanca Popolare di BariCassa di Risparmio di Orvieto
- CarifermoExtrabancaCivibankIBL-Banca di scontoSella Personal creditFincontinuoTrasparenzaCompassYounited creditPrestiamociPermicro
