Mortgage broker Rome: don't do it alone, book a free consultation!
As a mortgage broker in Rome, we offer a complete line of financial products designed to meet the needs of each of our clients.
Why rely on a mortgage consultant-broker-mediator in Rome?
To begin with, a small definition. The credit broker - mortgage broker is the intermediary between:
- on the one hand, the borrowers (its customers); on the other, the lenders, i.e. the banks (its partners).
In essence, the credit counselor works with partner banks for his clients.
Then your credit advisor in Rome negotiates the best mortgage rate for you with the banks. It pits local and national banks against each other and compares their loan offers for you. So you won't have to go through the steps with the banking institutions yourself.
This profession is highly regulated. Legislative Decree 141/2010 introduced the figure of the credit collaborator which the mediator can use for contact with the public, the consultant in Rome and the Province has the obligation to advise his borrower clients. Not only in choosing the best mortgage offer, this credit specialist must accompany his clients at every stage of their acquisition projects, from calculating your purchasing capacity to signing with the notary.
The legislator also regulates the remuneration conditions of real estate brokers. These are paid only if the borrower signs his mortgage.
In summary, a credit advisor in Rome allows you to:
- benefit from an attractive credit rate in the capital, adapted to your budget; save time. No need to go through the doors of the banks around you; be accompanied and benefit from personalized advice.
The mortgage broker should start by assessing your needs and preferences, as well as your financial situation, before presenting you with a range of options from different lenders. It will then provide you with guidance on which one would be best for you.
In short, the role of a mortgage broker is to make the process simple and stress-free for you by removing a lot of the work that would otherwise be required.
Most commonly, credit intermediaries can help you decide which type of lender is most appropriate for your needs and will present your case to the lender who has the best chance of accepting your application.
What is the role of a broker - credit broker?
A credit broker is an intermediary who brings together borrowers and lenders for loan origination. Some loan brokers such as commercial mortgage brokers are involved in arranging loans on behalf of their clients and earn commissions for their services, while others are paid by lenders to source borrowers for them.
The role of a loan broker is to find and match suitable borrowers with the most appropriate lenders. Loan brokers are market experts, so they know what options are available and can help you secure the most favorable terms for your circumstances.
What types of mortgage brokers are there?
There are several types of loan intermediaries:
- Mortgage Brokers: These people work with both commercial and residential borrowers and are qualified to advise on any type of mortgage product from a variety of lenders. They can also help borrowers with credit problems find a suitable lender. Commercial Mortgage Brokers: These people specialize in sourcing commercial property loans, but also deal with other commercial loans including equipment finance, asset leasing and discounts on bills. Second Charge Brokers: Work with homeowners looking for secured loans or second charge mortgages against their properties. Unsecured Loan Brokers: If you're looking for an unsecured personal loan, these folks know how to find a suitable lender based on your credit history.
What types of mortgages exist?
100 percent mortgage
Getting a 100 percent mortgage in Rome is difficult. Find out on the page what requirements you need and how to get your dream home even without savings on the side... read more
First home loans
Getting the first home loan is a very important goal and there are several factors to choose the most appropriate one. While the myriad of financing options available in Rome for first-time home buyers can seem overwhelming…read more
Home renovation loans
Increase the value of your home in Rome with a renovation loan! Tackle the entire home improvement wish list in one go!
Home Renovation Loans Are The Smarter Way…read more
Mortgages at 80 percent
An 80 percent mortgage is one that requires you to put down 20% of the price of the house, apartment as a deposit, and borrow the remaining 80% of the property value from a mortgage lender…read more
Second home loans
Find out how the advice of a credit broker - real estate broker in Rome can help you find your best mortgage for your second home... read more
Subrogation mortgages
Subrogation loan in Rome? - It's not difficult!
Transferring the loan to another bank in Rome brings many advantages and is less difficult than one might think. What do we need to know to subrogate the loan?...read more
What are the main partners - banking institutions with which we work?
The main banks/financial companies with which we collaborate in Rome and the Province are:
- BNLBPMChe Banca!Credit AgricoleINGBPERBCC of RomeMonte dei Paschi di SienaBanco di SardegnaBanca Popolare Sant'AngeloBanca Popolare di BariCassa di Risparmio di Orvieto
- CarifermoExtrabancaCivibankIBL-Banca di scontoSella Personal creditFincontinuoTrasparenzaCompassYounited creditPrestiamociPermicro
